Website Purpose and Company Services
The content on the Website is for informational, educational and illustrative purposes only and may not be intended for consumers in every state.
Policy Appraisal/Website Qualification Form
LifeFundo Policy Appraisal/Website Qualification Analysis Form (“Qualification Analysis”) and any and all corresponding conclusions shall be used for informational, illustrative and educational purposes only. No representation or warranty, expressed or implied, is made as to the accuracy, reliability or completeness of the results of the Qualification Analysis or any assumption on which any conclusion is based. The Qualification Analysis is an initial, simplified, automated proprietary analysis that is based upon the experience and industry knowledge of LifeFundo – it is not a contract, prediction of offers, offer to purchase a policy, or a solicitation to buy or to sell a security.
No Representation, Liability or Advice; Other Considerations.
LifeFundo issues no representation or warranty about the suitability or completeness of the information contained on the Website and any corresponding conclusion or calculation derived thereof – all information, including the results of the Qualification. Analysis, is provided “as is” and may contain technical inaccuracies and/or typographical errors. You assume full responsibility for any loss or damage, including without limitation special, indirect or consequential, suffered as a result of reliance on any such information and LifeFundo is not liable for any action or inaction taken by you to determine your decisions. LifeFundo disclaims all warranties and conditions of any kind regarding such information, including all implied warranties and conditions of merchantability and fitness for a particular purpose – nothing on this Website creates an express or implied contract. No case study, analysis, valuation or recommendation related to any life insurance policy can replace the actual submission of such policy to the market. LifeFundo issues no representation or warranty as to whether a particular policy will generate any contingent settlement offers or ultimately be sold. In addition, LifeFundo does not purchase policies, is under no obligation to ultimately find a buyer of the policy owner’s policy and is not responsible for any breach committed by a buyer if one is identified.
LifeFundo is not providing any financial, legal, tax, investment, securities or accounting advice whatsoever and such advice should be obtained from the appropriate parties to determine, in part, any impact to estate plans, tax returns, government benefits and entitlements, availability and cost of other or replacement insurance and whether selling the existing life insurance policy is more beneficial than other potentially available options.
The policy owner, and not LifeFundo, is fully responsible for the timely payment of any and all premiums due for the policy that is the subject of the viatical or life settlement transaction, on the applicable due dates, up until change of ownership of the policy occurs. The policy owner, not LifeFundo, assumes sole responsibility if the policy lapses for such lack of timely payment of any and all premiums. In addition, LifeFundo is not a life expectancy provider or firm that produces life expectancy reports; does not determine life expectancies; is not a medical or mortality expert; does not provide mortality or medical reviews; does not evaluate the health of the insured; is not responsible for the conclusions of life expectancy providers and/or firms that produce life expectancy reports; and does not have the expertise to dispute the conclusions of life expectancy providers and/or firms that produce life expectancy reports. The insured may live longer or shorter than any life expectancy projection or estimate.
Any rights not expressly granted herein are reserved by LifeFundo. In addition, LifeFundo reserves the right to change the terms of service at any time and from time to time by revising these terms and conditions. You are responsible for regularly reviewing these terms of service.